We are developing the social individualist meta-context for the future. From the very serious to the extremely frivolous... lets see what is on the mind of the Samizdata people.
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Katie Morley is the Telegraph’s “Consumer Champion”. People who feel they have been mistreated by companies write to her and she puts their tales of woe in the paper and threatens the company with even more bad publicity if they won’t put things right. Her articles usually end with a line about how So-and-so company has issued a full refund and apologised.
Usually, but not always. Her most recent piece was this one:
‘I spent £27,000 on a cruise I can’t afford, and Cunard won’t give me a full refund’
Her anonymous correspondent says,
Back in early 2022, I had a serious health scare. While waiting for an operation, I decided that I needed something to look forward to. Both my wife and I love to travel and so, on the spur of the moment, I decided to use our savings to book a £27,000 cruise around the world.
I put a £1,500 deposit on a Cunard World Cruise in 2024 on the Queen Victoria. I thought a trip like this would compensate for everything we missed during the pandemic.
In the meantime, friends asked us to join them on a Christmas cruise in 2022, also on the Queen Victoria. We thought this would give us the opportunity to acquaint ourselves with the ship. However, the whole trip was a disaster from the moment we embarked.
After listing some of the things wrong with this ‘preparatory’ trip on the Queen Victoria, the writer finishes by saying,
We then realised that we could not spend three months aboard the Queen Victoria. Also, as a result of the economic downturn, our savings had reduced drastically and we no longer had the money to pay for the cruise. We are both retired NHS workers and live on our pensions so we decided that we would have to cancel.
As soon as we got back from the cruise in January 2023, we contacted ROL, which we had booked through, saying we wanted to cancel. We were shocked and disappointed when Cunard said that we could cancel without losing our £1,500 deposit, but we would have to book a future cruise for the equivalent amount of money (£27,000), or alternatively, a number of cruises adding up to this total.
Ms Morley did express sympathy for the writer’s health and financial troubles, but her sympathy did not extend to taking up the cudgels on his behalf. She wrote,
…you say you can no longer afford this cruise, yet when I asked, you said you and your wife’s NHS pensions were guaranteed defined benefit arrangements which are still in place. So what had changed since you booked the £27,000 cruise, I asked? You told me you’d invested a significant sum in Vodafone shares, which had tanked, causing you to lose half your money.
I’m sorry if this sounds harsh, but your stock market misfortunes have absolutely nothing to do with Cunard and, as such, I was not prepared to ask it to break its terms and conditions because you had a disastrous flutter and can no longer afford the cruise you booked. If you really can’t go on the world cruise or book alternatives, then I’m afraid you’ll just have to swallow this £1,500 loss and put it down to experience.
What really interested me was the response from the Telegraph readers. I expected them to support Cunard, and they did, but I had not expected so many of them to specifically resent the way that the writer had attempted to garner sympathy by mentioning that he and his wife were retired NHS workers.
The most recommended comment was by Roger Sidney and said, “Love the bit about ‘we are retired NHS workers’. Come one everyone, give ’em a clap!” Someone called Mytwo Penneth said, “Former NHS workers booking £27k cruises and speculating on shares. Then they have the brass neck to get KM involved in an attempt to recover a deposit.” Brian Gedalla said, “Nice to see some backbone from Katie. You could have played “Entitlement Bingo” with this one. Like Roger below, I laughed out loud when I got to the “we are retired NHS workers” line.” There were many other similar comments.
Although I have long since ceased to believe that a command economy is a good way to arrange a nation’s healthcare, my own experiences with the National Health Service have been good. Those people I know who work for it are hardworking, and I did clap during the pandemic, and meant it. My view that it would be desirable to privatise the NHS is only shared by about 2% of British people. Even among Telegraph readers, the great majority still support the NHS model. I do not think that the anger in these replies was motivated by hostility to the NHS per se. But something has changed in Britain when so many refuse NHS workers the automatic deference that this pair clearly expected to receive.
Tory councillor arrested for ‘hate crime’ after sharing video criticising police
A Conservative councillor was arrested for an alleged hate crime after re-tweeting a video criticising how the police treated a Christian street preacher.
Cllr Anthony Stevens, 50, from Wellingborough, Northamptonshire, told The Telegraph he was arrested at his home this month and escorted to a police station for questioning about tweets from his personal account, which has 76 followers.
One tweet involved a video showing how police had treated the arrest of Christian preacher Oluwole Ilisanmi in Southgate, London, in 2019.
A police officer snatched Mr Ilisanmi’s Bible after the preacher was accused of being Islamophobic. Mr Ilisanmi was later awarded £2,500 for wrongful arrest. The video, shared by Cllr Stevens in May, also showed footage of a police officer apparently stating that a Muslim preacher was allowed to preach on a high street.
So, let’s get this straight. Councillor Stevens was arrested for criticising the police for arresting Oluwole Ilisanmi, an arrest the police themselves have admitted was wrongful.
There’s more.
Police also questioned why the Tory councillor had tweeted his support for Cllr King Lawal, a fellow Northamptonshire councillor, who has been “cancelled” for expressing his Christian beliefs in relation to LGBT issues, according to Cllr Stevens.
Cllr Lawal, 31, who is the only black councillor in Northamptonshire, was suspended by his local Conservative group in July, after he responded to images of Pride parades organised by LGBT groups, writing: “When did pride become a thing to celebrate. Because of pride, Satan fell as an archangel. Pride is not a virtue but a sin. Those who have pride should repent of their sins and return to Jesus Christ. He can save you.”
In July, Cllr Stevens retweeted a petition calling for Cllr Lawal’s Conservative positions to be reinstated, writing: “If you value free speech please sign and share.”
He said that police officers showed him his tweets regarding Cllr Lawal and asked him why he supported the petition. Cllr Stevens said he stated that he is a “free speech absolutist” and that even if he does not agree with someone, he believes in their right to express their beliefs.
When the actions of the police prompt a former Director of Public Prosecutions to say, “It is essential that police officers are properly trained in the importance of free speech rights and the particularly strong protection that the law gives to political speech”, it is a safe bet that a second apology for wrongful arrest will eventually be issued by Northamptonshire police. They will make the apology late and with bad grace, making sure to put in a bit about how, “When a complaint is made, the police must investigate”. They will speak in injured tones of being “damned if you do, and damned if you don’t”.
Perhaps Plod has a point there. After the unprovoked racial murder of Stephen Lawrence in 1993, laws were rushed through that said that if anyone connected with an incident thought it was a “hate incident”, then a hate incident it was. I distinctly remember the Guardian‘s Hugo Young saying at the time that this definition was “intellectually absurd”, though I cannot find the quote online. Still, the police display definite preferences in which way they choose to be damned. The sort of damnation that comes your way months or years after you arrested a local elected official for hate crime is so mild that it might more accurately be described as paying for your pleasures.
And the truly damnable thing was this:
Cllr Stevens said he understood that he had been reported to the police by a local Labour Party member.
The Register’s Rupert Goodwins is right to describe the Bill as “stupid” but, I regret to say, probably mistaken in describing it as “dead”. It has long since passed the Commons. Its progress through the Lords is almost complete. But a few more sharp thrusts like this one might yet kill the beast:
The British state is a world class incompetent at protecting its own data. In the past couple of weeks alone, we have seen the hacking of the Electoral Commission, the state body in charge of elections, the mass exposure of birth, marriage and death data, and the bulk release of confidential personnel information of a number of police forces, most notably the Police Service Northern Ireland. This was immediately picked up by terrorists who like killing police. It doesn’t get worse than that.
This same state is, of course, the one demanding that to “protect children,” it should get access to whatever encrypted citizen communication it likes via the Online Safety Bill, which is now rumored to be going through British Parliament in October. This is akin to giving an alcoholic uncle the keys to every booze shop in town to “protect children”: you will find Uncle in a drunken coma with the doors wide open and the stock disappearing by the vanload.
“Horses sweat, men perspire, ladies glow.” To the Guardian’s Steven Morris, responding to a government consultation is another of those famous irregular verbs that changes its form according to who does it.
UK gun lobby accused of helping to ‘skew’ consultation on tightening laws
The powerful UK gun lobby…
“Powerful UK gun lobby” my breech. It has lost every legislative battle in my lifetime.
…has been accused of mobilising tens of thousands of shooting enthusiasts to “skew” a government consultation on tightening firearms laws launched after the Plymouth mass killings in 2021.
The British Association for Shooting and Conservation (BASC) and the Countryside Alliance have made it easy for members and supporters to access the consultation from its websites – and advised them on how to reply to each of the 20 yes/no questions posed.
Making it easy for members of the public to respond to a Green Paper or other public consultation exercise is usually just the sort of thing the Guardian supports. The whole point of such things is that anyone with an interest in the subject is encouraged to give their view, and all advocacy groups consider it a core part of their function to tell their members that such consultations are taking place and to advise them what to say. Would anyone really prefer that a democratic country went ahead with a proposed new law without seeking input from all viewpoints?
The answer to that is yes, some would prefer exactly that. Among them is Peter Squires, a professor of criminology and public policy at the University of Brighton. He says,
“Virtually every independent-minded expert agrees on what needs to be done and then the Home Office conducts one of these farcical consultations and allows the self-interested single-issue shooting lobby to school its members through the process of rejecting the proposals.”
The consultation could turn out to be farcical in one of several ways. But if you want to give it a go, here is the link again. The deadline is tomorrow, 23rd August 2023.
The greatest trick technocracy ever pulled was convincing the world that it is associated with competence. Technocracy presents itself as government by people who know what they are doing – the ‘adults in the room’, the ‘wise minority in the saddle’ guiding the herd, and so on. In truth, the exact opposite is true: technocracy is always and everywhere doomed to disaster, and our current technocracy is no different. It is a technocracy of failure.
– David McGrogan
Read the whole thing, highly recommended.
The crux of the objection was that I considered the actions of West Yorkshire Police to be akin to an organised crime gang engaged in a kidnap. It’s a strong allegation, which demands some justification, so here goes. Kidnap is a common law offence, made up of four distinct elements. The taking of one person by another… with force….without their consent… and without lawful excuse. The screams of the girl attest to the fulfilment of the first three elements, but what of the fourth? Did the police have a lawful excuse to behave as they did?
Here’s the technical bit: Section 4 and 5 of the Public Order Act 1986 cannot be committed where the suspect (in this case, the girl), and the victim (the officer) are both in the same private dwelling. The clue is in the name. It is the Public Order Act, designed to address alarm, harassment and distress carried out in a public place. For the arrest to have been lawful, the police would need to demonstrate a mistake as to fact. In other words, that they genuinely mistook the hallway and cupboard beneath the stairs in which the girl was hiding for, say, the town hall steps or other public place. Ignorance as to law is not a valid defence. Ever. What the police did was the equivalent of pulling over a car on the verge of breaking the speed limit and arresting the driver for burglary.
– Harry Miller
West Yorkshire Police must now justify the officers’ actions in terms of lawful arrest and proportional force. Failure to do so would significantly undermine public trust, especially among people with autism and other disabilities.
– Robert Jessel
Unless there is far more to this story than meets the eye, if they cannot justify their actions, at the very least some Plod need to lose their jobs and ideally face prosecution.
The good folk at The Cobden Centre have put together a very good documentary to explain how the fiat money system works, and has some suggestions as to what to do about it. At the instigation of the Sage of Kettering, (full disclosure, his cousin made it), here it is.
I have watched it and it is very good. Ex Nihilo: The Truth about Money. My only quibble is that it repeatedly refers to banks creating money out of thin air, but there is some substance to ‘thin air’, which, after all, can sustain respiration and hold up aircraft.
We say “freedom of speech.” That’s not really what it is.
It’s freedom of thought.
People who can’t say openly what they think for too long are forced into a shadow world. Either they give up the right to have their own view of the world and accept into what society or the government tells them. Or they keep their own views but no longer admit them aloud – and spend more and more time and energy gaslighting themselves.
Note that I am not using the words truth or lie in this analysis.
That omission is deliberate.
It doesn’t actually matter whether the speech is right or wrong, objectively true or false. Indeed, the First Amendment makes no reference to the truth or falsity of the speech it protects. Plenty of people have strange ideas. If I think aliens are real but can’t say so, I have lost some essential part of myself.
– Alex Berenson
Two unanticipated events in 2016 completely shocked our ruling class: the election of Trump in the U.S. and the Brexit vote in the U.K. Our elites did not respond by examining the disconnect between their core assumptions and the will of the people. Instead they decided that, sure, democracy is all fine and well, but naturally, democracy must be protected from these unruly people.
After all, the people often don’t know what’s good for them. So those who know better must acquire the capacity to monitor and control the will of the people if we are to ‘defend democracy’. The means for doing this in the digital age, our ruling class divined, is by monitoring populations’ behaviors and shaping their thinking by controlling the flow of information online. The idea of censorship once again became chic.
– Aaron Kheriaty
We do not know what AI will be useful for. We do not know what it can actually do, what we want done, better than other ways of doing that thing (OK, other than writing C grade essays at GCSE level). We also do not know what might be a problem with what AI can do. We don’t know the benefits, we don’t know the risks.
We face, that is, radical uncertainty. So it’s impossible for us to plan anything. For planning assumes that we have an idea of the cost/benefit analysis so that we can say do that, don’t do t’other. And if we are radically uncertain then we can’t do that, can we?
– Tim Worstall
“Relatives of Nigel Farage have also been refused bank accounts, former Ukip leader reveals”, reports Gordon Rayner at the Telegraph.
Relatives and associates of Nigel Farage have been refused bank accounts after being designated as politically exposed persons, or PEPs, the former Ukip leader has disclosed.
Mr Farage said someone close to him had been the subject of a “very nasty” account closure in the past fortnight and that others had been told they could not open accounts.
He said Coutts’s decision to close his personal and business accounts had left him “screwed” because he has been turned down as a customer by 10 other banks after having to tick a box saying he has been refused an account elsewhere.
Mr Farage has also dismissed as “a fable” claims by Coutts’s parent company NatWest that he was offered personal and business accounts with NatWest after being “exited” by the private bank.
After being told his accounts were being closed and convinced the decision was politically motivated, Mr Farage submitted subject access requests to Coutts and two companies which send them press cuttings and other information on customers, Lexis Nexus and Refinitiv.
As a result of their responses, Mr Farage discovered that a number of family members and associates, thought to be more than 10, were designated by the bank as PEPs, some of whom have now found it difficult to obtain banking facilities.
None of this would be a problem if there were anything like a free market in banks. Given the public anger on this issue, it would be a great opportunity for a proudly non-woke new bank to establish itself. Unfortunately, as Johnathan Pearce pointed out in this post, “And we wonder why normal people avoid going into front-line politics”, there is nothing like a free market in banks.
Update: If you want to read the 40-page dossier that Coutts compiled on Farage that he obtained via a Subject Access Request, Guido Fawkes has it up on his site without a paywall: READ IN FULL: THE 40-PAGE COUTTS DOSSIER DEFENDING DE-BANKING “RACIST” FARAGE
Another update: Nigel Farage receives apology from Coutts after bank account row. That report from Sky News does not impress. It says, ‘Mr Farage claimed to have a 40-page document that proved Coutts “exited” him because he was regarded as “xenophobic and racist” and a former “fascist”‘ as if there were some doubt as to the document’s existence. Then it says, ‘the chief executive of the Natwest Group, Alison Rose, has apologised for “deeply inappropriate comments” made about him in documents prepared for the company’s wealth committee’, seemingly unaware that the documents prepared for the company’s wealth committee formed part of the same aforementioned 40-page dossier. When NatWest’s own chief executive has acknowledged that the document is genuine, you would think that Sky News could accept it too.
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Who Are We? The Samizdata people are a bunch of sinister and heavily armed globalist illuminati who seek to infect the entire world with the values of personal liberty and several property. Amongst our many crimes is a sense of humour and the intermittent use of British spelling.
We are also a varied group made up of social individualists, classical liberals, whigs, libertarians, extropians, futurists, ‘Porcupines’, Karl Popper fetishists, recovering neo-conservatives, crazed Ayn Rand worshipers, over-caffeinated Virginia Postrel devotees, witty Frédéric Bastiat wannabes, cypherpunks, minarchists, kritarchists and wild-eyed anarcho-capitalists from Britain, North America, Australia and Europe.
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