We are developing the social individualist meta-context for the future. From the very serious to the extremely frivolous... lets see what is on the mind of the Samizdata people.
Samizdata, derived from Samizdat /n. - a system of clandestine publication of banned literature in the USSR [Russ.,= self-publishing house]
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The latest addition to my family takes up more room in the car than expected, and the old car is dying more quickly than expected, so I want to buy a new car sooner than expected. To do this I took out a small loan, and shopping around for loans I found Zopa. The feature of their loans that attracted me was the ability to repay early without penalty.
But there is more to it than that. They are a peer to peer lender. Savers can save money with Zopa, and the money is divided into £10 chunks and spread between a large number of borrowers. I can visit a web page that shows a list of the people who have lent me money. For instance, I owe £20 to John Owen in Brighton. I get a cheaper loan, and they get higher returns on their savings than could be had from a conventional savings account.
Of course, though the credit reference checks are quite stringent, there are risks. The web site Money Saving Expert points out:
With normal UK savings, the Government-backed Financial Services Compensation Scheme promises it’d pay the first £85,000 per person, per financial institution if the institution goes kaput. Peer-to-peer lenders don’t have this.
Well, good! Peer to peer lending is about as Samizdata as it gets. Individuals are voluntarily lending their money to each other for mutual benefit, bearing the costs of their own risks. There is not even any fractional reserve banking to worry those who worry about such things. The interest rates are properly Austrian, being set by a market and not by the government. And the company called Zopa is making a profit doing the very valuable middleman job of dividing the labour by taking care of the paperwork and matching borrowers to lenders.
Zopa is a founder member of the Peer-to-Peer Financial Association, “a UK trade body set up primarily to ensure this innovative and fast growing sector maintains high minimum standards of protection for consumers and business customers”. A worthy idea: a voluntary membership organisation that enforces high standards among members thereby helping consumers decide who to trust.
On 24th October the Peer-to-Peer Financial Association issued a press release.
Christine Farnish, Chair of the Peer-to-Peer Financial Association (P2PFA) said:
“We welcome today’s consultation by the FCA on the new regulatory regime for peer to peer lending and crowd funding.”
“Peer-to-peer lenders have been pressing for regulation for some time and believe it is important that all firms entering this important new market behave responsibly, treat their customers fairly and manage their risks.”
So now they want to take all this beautiful voluntary activity and introduce state backed violence. And they think this is a good idea. I give up.
The Guardian is nothing if not dependably incoherent. They rightly decry their freedom of the press being threatened by politicians…
… and then support the asinine Royal Charter that creates the tools for politicians, and anyone else, who wants the Press to STFU by making it harder for the Press to actually do their job.
I really hope many publication tell the state where to stick their ‘Royal Charter’. But then the history of these isles has many chapters featuring the struggle against state control of the media.
British Prime Minister David Cameron said on Monday his government was likely to act to stop newspapers publishing what he called damaging leaks from former U.S. intelligence operative Edward Snowden unless they began to behave more responsibly.
“If they (newspapers) don’t demonstrate some social responsibility it will be very difficult for government to stand back and not to act,” Cameron told parliament, saying Britain’s Guardian newspaper had “gone on” to print damaging material after initially agreeing to destroy other sensitive data.
– from Reuters
So now it seems even the pretence that the likes of Cameron do not wish the UK to be a police state is felt unnecessary. I may dislike the Guardian for oh so many reasons but I hope they tell the state that they will indeed do the ‘responsible’ thing… which is to say they will continue to publish Snowden’s revelations. And for added kudos, they should invite Cameron to stick his ‘action’ somewhere dark and damp.
If we had state regulation of the press, the BBC would be free to carry on recycling its establishment clichés. But newspapers would find themselves having to answer to the same sort of grandees that preside over the BBC. Is that really what we want to see?
– Douglas Carswell
The Daily Mail reports:
Lord Sugar faced police racism probe after joking on Twitter that crying Chinese boy was upset ‘because he was told off for leaving the production line of the iPhone 5’
How far we have fallen.
In speaking of our fall, I do not refer the belief of the complainant, Nichola Szeto, that Lord Sugar’s joke was racist: stupid people have always been with us. The joke was not remotely racist. Apple might have cause to whine, at the implication that the company employs child labour, but Apple Inc. probably has enough sense to refrain from going to law at a joke and getting a tidal wave of bad publicity. Poor Ms Szeto herself nearly had the sense to refrain from going to law at a joke and getting a tidal wave of bad publicity. It did take Merseyside’s Hate Crime Investigation Unit two tries before they could get her to ruin her business and reputation:
She was contacted by police on Wednesday but declined to give a statement.
At 8am the next day, she was again contacted by officers who said they wanted to visit her home.
Instead, she agreed to attend a police station in Central Liverpool later that day, where she spent an hour giving a statement to two officers.
I do not refer to the mistaken belief of Ms Szeto that racism is both illegal and a proper noun. State schools are often not very good, and in all fairness how far can we blame someone for thinking that an opinion might be illegal, when the police evidently thought so too? Or perhaps Merseyside Hate Crime Investigation Unit thought no such thing but was just anxious to drum up trade in a slow market. You know times are hard in the hate biz when you get sales calls at eight in the morning. Funny, though, when I have once or twice called to report the old sort of crime it took Plod ages to answer the phone. Why Merseyside police seem keener on home visits to well-toned ladies upset at what someone said on Twitter than on home visits to Toxteth amphetamine addicts beating their women is just one of those unfathomable mysteries.
How far we have fallen when this can be part of the normal operation of the care of a state for its citizen, in a country that once had something like freedom:
However, the remark was in the end classed as a ‘hate incident’ – which means no further action will be taken, although details will be kept on file.
Got that? Not even the zealous young commissars that they send to work in the Hate Crime Investigation Unit could find a enough of a crime to give the boys in the CPS something to work with. What a scalp that would have been: a Labour peer and a TV celebrity. All would have trembled at the power and reach of the law if such a man were brought down. Alas for the Hate Crime Investigation Unit, this time it was not to be. But it is still a “hate incident”. Not an alleged hate incident, or a complaint of a hate incident, an official hate incident. On file, for use if need be.
Lisa Longstaff is a spokesperson for a group called Women Against Rape. She and and Lisa Avalos, assistant professor of law at the University of Kansas, wrote this article for the Guardian: Michael Le Vell’s acquittal is no reason to give rape defendants anonymity.
If you want to read my views on the anonymity issue, see here. The discussion of that was not what shocked me. This was:
But the prosecution of women for alleged false reports strengthens the myth that women frequently lie about being raped and discourages victims from coming forward. It diverts law enforcement away from thoroughly investigating rape and lets rapists loose on the public. It is not in the public interest, and must be stopped.
The writers literally believe that no woman ever should be prosecuted for making a false report of rape. Not that the decision to prosecute should be weighed carefully, that it should never be made. Effectively that it should be legal to knowingly and maliciously make a false report of rape. This cannot be put down to careless phrasing; as pointed out by commenter snoozeofreason, Ms Longstaff has made the same demand at greater length here.
I was relieved to see the response from Guardian commenters, particularly StVitusGerulaitis and EllisWyatt, but that relief could not overcome my disgust that a law professor could be so utterly indifferent to any notion of justice, or that a representative of a group that claims to want to help real rape victims could lobby in favour of those who are parasitical upon them.
The Guardian has been talking about Islamic dress for woman and I keep waiting to see someone frame this as more than just either “the state needs to ban it” or “it is a matter of freedom of choice for individuals”.
These are both useful points but they actually miss the real issue, which is allowing civil society to actually function.
Yes, I agree the state has no business telling people what they can or cannot wear other than in the most limited utilitarian circumstances (for example you should have to show your face when giving evidence in court and similar situations where identity and personal reactions to question need to be judged by a jury). So if someone wants to wear a burqua or pink rabbit slippers and a tutu or a Nazi arm band, that should be entirely up to them in almost every circumstance.
But that leads us to the real question: I support the right of people to wear whatever they wish. But I also support the right of people to react to that decision as they wish, as long as it does not involve violence or threats thereof.
The reason I mentioned a Nazi arm band in the above examples is that it is an item of clothing that is likely to produce a very negative reaction from many observers. People refusing to do business with, or offering a job to, or actively criticising someone, for wearing a Nazi arm band would strike many as acting perfectly reasonably and within their rights. Hopefully things are not yet so bad that an employer refusing to hire someone who turns up to a job interview wearing a Nazi arm band would find themselves in trouble with the law (but hey, anything is possible these days).
A ‘reasonable man’ on most juries would accept that as a Nazi arm band strongly implies that person supports Nazi values and ideology, it is perfectly reasonable to discriminate against such a person if you find those valued abhorrent, and not want such a person to represent you in the marketplace. After all, that Nazi arm band represents an ideology steeped in collectivist violence, irrational prejudice, misogyny, the complete replacement of civil society with ideologically directed interactions… in short, the totalitarian imposition of certain ways of life on everyone.
Now what else does that remind you of?
In other words, a Nazi arm band is very much like a burqua in the eyes of a great many people.
So yes, I demand that people be able to wear whatever they want without being threatened by the state. And I demand that other people be allowed to infer certain things from what others wear, and treat them accordingly, without the law preventing them from doing so.
That is right, I am in favour of people’s right to discriminate on the basis of another person’s views.
David Heaton is, or rather was, a UK government tax adviser. And he has just resigned after being filmed explaining how the tax rules work and therefore how to work the system and minimise how much you get taxed.
And moreover he had the temerity to use the phrase keeping your money “out of the Chancellor’s grubby mitts”.
In truth, I suspect this is what most annoyed the powers-that-be: not acting as it the act of taxation was somehow a self evident moral thing rather than a threat based appropriation, and refusing to accept the notion that paying as little tax as legally possible is someone immoral. There are few things states hate more than people acting as it the state does not have morality on its side.
So yes, the Chancellor’s mitts are indeed grubby.
And although I am delighted David Heaton was pointing out ways to indeed keep money out of said grubby mitts, I am less glad he was suggesting milking the system to profit at the expense of other taxpayers rather than just avoiding the rapacious hands of the state… and as he made his money from HMRC, I will lose no sleep over him having to give up his taxpayer funded job.
What follows is based on a talk I gave at the end of August at one of Brian’s Fridays. See also Parts I, II, III, V & VI.
Drugs. When I was preparing this piece I was under the illusion that drugs were legal. That’s not quite the case. Since as long ago as 1868, only pharmacists could sell opium. In 1908 cocaine was put onto a similar footing. As far as I am aware there are no restrictions on cannabis. At the 1912 International Opium Convention most European states agreed to end the trade although Germany, Austria and Turkey dissented. The Convention was eventually incorporated into the Versailles Treaty.
When I started delving into the pages of the Times my assumption was that there was very little regulation. The more I read the more I realise this isn’t really true. Every train crash prompts a government-led investigation. Companies must submit returns on how many accidents there have been on their premises. Back-to-back housing has been banned. In 2000, the Telegraph reprinted and edition from 1 January 1900. Sure enough, there was a little article reminding readers that a regulation had come into force on the availability of stools for female shop workers. Having said that a few years ago I was reading up on the Regulation of the Railways Act from the 1880s. This made various demands on companies but it turned out that most companies had put these measures into place well before the law was even thought of. In other words regulation was following existing practice. It would be interesting to know if this was still a common feature in the 1910s.
In an editorial in part on the topic of drug regulation the Times of March 18 1913 had this to say. Some of the sentiments may seem familiar:
There is an increasing body of nursery legislation which treats us all as if we were little boys to whom the contents of the cupboard must be doled out by the governess. However deplorable it may be, we are driven to confess from time to time that a strong case has been made out for some additional restriction. The thing has gone so far that there is a section of the public in love with restriction for its own sake. They are always looking for an excuse to forbid something or other, and naturally take the most sensational view of any evil that can be discovered. They would be unhappy in the perfect world which they think they desire, because they would have nothing to forbid. They would rather leave a man with a depraved appetite and forbid him to indulge it, than educate the man out of the appetite altogether. That is diametrically opposed to all that makes for true freedom and progressive citizenship. But, if men and women will not master and obey the laws of life, no political arrangements can make them free, and there is nothing for it but the locked cupboard and the policeman.
Mind you they’re not always banning things. In 1910, an explosion at the Pretoria Pit near Bolton killed over 300 miners. While there was a great deal of sympathy expressed there was very little suggestion that this was a problem to which the solution was more state regulation.
There is an organisation called the Liberty and Property Defence League – incidentally, based just around the corner from the current-day Adam Smith Institute – which occasionally gets letters into the papers and another called the Cobden Club which mainly aims at preserving peace.
It is legal to own a gun so long as you have a licence to do so. The licences themselves cost 10 shillings. And guns get used. Ex-lovers, ex-wives, scab labourers and people hanging around having a quiet drink in a hotel bar have all become victims of 1910s gun crime. In another incident, an actor managed to get himself killed while on stage when a fellow actor, as part of the play, fired on him with blanks. Incidents like this would be shocking today and yet the murder rate was about half what it is now.
In December 1910, the police were called to a burglary in progress in Houndsditch. The burglars opened fire killing three policemen and sparking a manhunt. In what became known as the Siege of Sidney Street some of the perpetrators, believed to be East European anarchists, were tracked down. The army were called in and in an exchange of fire a bullet narrowly missed the Home Secretary, Winston Churchill.
 What, exactly, the policemen think they are going to achieve with those shotguns is anyone’s guess. From here. He’s not the only person to have had shots aimed at him. Edward Henry, Commissioner of the Metropolitan Police, was shot by a man he’d turned down for a taxi licence. Leopold de Rothschild had shots fired at him. But the real fun is abroad. In the years leading up to the First World War, the King of Serbia, the King of Greece, the Russian Prime Minister, the Grand Vizier of Turkey, a French President, an American President and (famously) the heir presumptive to the Austrian throne will all be assassinated. On the eve of the First World War the wife of an ex-French Prime Minister will be on trial for the shooting of a newspaper editor.
In the years following the 1905 Russian Revolution something like 2000 Tsarist officials were assassinated.
Mind you, the great and the good were just as susceptible to natural causes. In the years leading up to the First World War a US ambassador to London, a German Foreign Minister and an Austrian Foreign Minister will all die in office. The Russian ambassador to Serbia will die during the July Crisis and a British general, Grierson, will die on his way to the front. A Fortnum’s hamper was found by his side.
Court cases of all kinds tend to be over quickly and juries usually make up their minds within the hour. I suspect the fact that they aren’t paid for their time plays a large part in this. Punishments include hanging and flogging. Flogging takes two forms: the cat if they’re up to it and the birch if they are not.
One thing that still surprises me is access to these courts. Ordinary people, for instance, can and do bring libel cases.
Homosexuality is illegal but it appears to be rarely prosecuted. The word “homosexual” appears once in ten years and that is in relation to a libel case in Germany. I recently read about a blackmail case. A mother accused a merchant of “ruining” her son. I assume this is a euphemism for buggery. The merchant paid her £150 which in those days would buy you 40 ounces of gold – about £35,000 at today’s prices. A few months later the mother made further demands at which point the merchant went to the police and the mother and son were prosecuted for blackmail. At no point is there any question of the merchant being prosecuted for a criminal offence despite the fact that by his actions he’s effectively admitted to it. Could it be, that so long as you were discreet the state wasn’t that bothered?
I won’t name the guy – he was talking to me in a private setting and such things should remain private – but a friend of mine came up with this rather bizarre defence of the recent fact, as unearthed by Snowden et al, that the US and other powers engage in massive, unauthorised spying on their citizens:
Governments have always done this, so why the fuss now? Accept it and pour yourself a beer.
The world is “massively overpopulated, so with all these ghastly people infesting the planet, governments need to, and will find it easier to, spy on them.
Spying on people, even in ways we find scary, is inevitable, so relax and stop getting oxidised about it.
The second of the arguments interests me because it blends the Malthusian panic about too many humans (and begging the question of what “should be done” about them), pessimism about the inevitability of spying and other outrages, and a sort of world-wearying acceptance of big government. Quite an achievement.
Of course, it maybe that the person making this argument was just trying to be a knob and wind me up (he is familiar with my libertarian views and regards them, patronisingly, as a sort of jolly enthusiasm). But his opinions are probably quite wildely held out there among people who consider themselves to be “realists” and “sophisticated”.
Browsing Instapundit this morning, I found this link to this video…
Update:
Commenter Alisa contributed a link that includes a pointer to the Homeland Security Grant Application (PDF) by the Concord police department.
Section 1 B begins:
It would be interesting to hear the specifics of what kind of “active and present daily challenges” the Free Staters constitute.
No one has willfully or knowingly disobeyed the law or tried to invade your civil liberties or privacies… There were no mistakes like that at all.
– General Keith Alexander
This is either delusion of omniscience and infallibility, or psychopathic contempt for truth and for the ‘little people’ who are imagined to believe whatever the great and powerful Oz says. Either way, it makes him a candidate for a straitjacket, not running an uncontrolled global para-state.
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Who Are We? The Samizdata people are a bunch of sinister and heavily armed globalist illuminati who seek to infect the entire world with the values of personal liberty and several property. Amongst our many crimes is a sense of humour and the intermittent use of British spelling.
We are also a varied group made up of social individualists, classical liberals, whigs, libertarians, extropians, futurists, ‘Porcupines’, Karl Popper fetishists, recovering neo-conservatives, crazed Ayn Rand worshipers, over-caffeinated Virginia Postrel devotees, witty Frédéric Bastiat wannabes, cypherpunks, minarchists, kritarchists and wild-eyed anarcho-capitalists from Britain, North America, Australia and Europe.
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